所有者权益

owner's equity

T

逃税（请见“避税”）

tax evasion

套汇

（1）指合法：currency swap;arbitrage（2）指非法：illegal purchase of foreign exchange

剔除季节性因素

seasonally adjusted

调节流动性

to influence liquidity level

贴现窗口

discount window

同比

on year-on-year basis;over the same period of the previous year

同业拆借（放）

inter-bank borrowing（lending）

同业拆借市场利率（中国）

CHIBOR（China inter-bank offered rate）

同业融通票据

inter-bank financing bills

同业往来

inter-bank transactions

透支

overdraft

退税

tax refund（rebate）

头寸

position

吞吐基础货币

adjustment of monetary base

脱媒现象

disintermediation

W

外部审计

external audit

外国直接投资

foreign direct investment （FDI）

外汇储备

foreign exchange reserves

外汇调剂

foreign exchange swap

外汇占款

the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings

外向型经济

export-oriented economy

外债

external debt

外资企业

foreign-funded enterprises

完善现代企业制度

to improve the modern enterprise system

完税凭证

tax payment documentation

违法经营

illegal business

委托存款

entrusted deposits

稳步增长

steady growth

稳健的银行系统

a sound banking system

稳中求进

to make progress while ensuring stability

无纸交易

book-entry（or paperless/scriptless）transaction

物价监测

price monitoring

X

吸纳流动性

to absorb liquidity

稀缺经济

scarcity economy

洗钱

money laundering

系统内调度

fund allocation within a bank

系统性金融危机

systemic financial crisis

下岗工人

laid-off employees

下游企业

down-stream enterprises

现场稽核

on-site examination

现金滞留（居民手中）

cash held outside the banking system

乡镇企业

township and village enterprises（TVEs）

消费物价指数

consumer price index（CPI）

消费税

excise（consumption）tax

消灭财政赤字

to balance the budget;to eliminate fiscal deficit

销货款回笼

reflow of corporate sales income to the banking system

销售平淡

lackluster sales

协议外资金额

committed amount of foreign investment

新经济增长点

new sources of economic growth

新开工项目

new projects;newly started projects

新增贷款

incremental credit; loan increment; credit growth; credit expansion

新增就业位置

new jobs;new job opportunities

信贷规模考核

review the compliance with credit ceilings

信号失真

distorted signals

信托投资公司

trust and investment companies

信息不对称

information asymmetry

信息反馈

feedback（information）

信息共享系统

information sharing system

信息披露

information disclosure

信用扩张

credir expansion

信用评级

credit rating

姓“资”还是姓“社”

pertaining to socialism or capitalism;socialist orcaptialist

行政措施

administrative measures

需求膨胀

demand expansion; excessive demand

虚伪存款

window-dressing deposits

削减冗员

to shed excess labor force

寻租

rent seeking

迅速反弹

quick rebound

Y

养老基金

pension fund

一刀切

universal application;non-discretionary implementation

一级市场

primary market

应收未收利息

overdue interest

银行网点

banking outlets

赢利能力

profitability

营业税

business tax

硬贷款（商业贷款）

commercial loans

用地审批

to grant land use right

有管理的浮动汇率

managed floating exchange rate

证券投资

portfolio investment

游资（热钱）

hot money

有市场的产品

marketable products

有效供给

effective supply

诱发新一轮经济扩张

trigger a new round of economic expansion

逾期贷款

overdue loans;past-due loans

与国际惯例接轨

to become compatible with internationally accepted

与国际市场接轨

to integrate with the world market

预算外支出（收入）

off-budget （extra-budgetary） expenditure（revenue）

预调

pre-emptive adjustment

月环比

on a month-on-month basis; on a monthly basis

Z

再贷款

central bank lending

在国际金融机构储备头寸

reserve position in international financial institutions

在人行存款

deposits at （with） the central bank

在途资金

fund in float

增加农业投入

to increase investment in agriculture

增势减缓

deceleration of growth;moderation of growthmomentum

增收节支措施

revenue-enhancing and expenditure control measures

增长平稳

steady growth

增值税

value-added tax（VAT）

涨幅偏高

higher-than-desirable growth rate;excessive growth

账外账

concealed accounts

折旧

depreciation

整顿

retrenchment;consolidation

政策工具

policy instrument

政策性业务

policy-related operations

政策性银行

policy banks

政策组合

policy mix

政府干预

government intervention

证券交易清算

settlement of securities transactions

证券业务占款

funding of securities purchase

支付困难

payment difficulty

支付能力

payment capacity

直接调控方式向

to increase the reliance on indirect policy instruments

间接调控方式转变职能转换

transformation of functions

职业道德

professional ethics

指令性措施

mandatory measures

指令性计划

mandatory plan;administered plan

制定和实施货币政策

to conduct monetary policy;to formulate and implement monetary policy

滞后影响

lagged effect

中介机构

intermediaries

中央与地方财政

delineation of fiscal responsibilities

分灶吃饭重点建设

key construction projects;key investment project

周期谷底

bottom（trough）of business cycle

周转速度

velocity

主办银行

main bank

主权风险

sovereign risk

注册资本

registered capital

逐步到位

to phase in;phased implementation

逐步取消

to phase out

抓大放小

to seize the big and free the small（to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition）

专款专用

use of funds as ear-marked

转贷

on-lending

转轨经济

transition economy

转机

turnaround

转折关头

turning point

准财政赤字

quasi-fiscal deficit

准货币

quasi-money

资本不足

under-capitalized

资本充足率

capital adequacy ratio

资本利润率

return on capital

资本账户可兑换

capital account convertibility

资不抵债

insolvent;insolvency

资产负债表

balance sheet

资产负债率

liability/asset ratio;ratio of liabilities to assets

资产集中

asset concentration

资产贡献率

asset contribution factor

资产利润率

return on assets （ROA）

资产质量

asset quality

资产组合

asset portfolio

资金成本

cost of funding;cost of capital;financing cost

资金到位

fully funded （project）

资金宽裕

to have sufficient funds

资金利用率

fund utilization rate

资金缺口

financing gap

资金体外循环

financial disintermediation

资金占压

funds tied up

自筹投资项目

self-financed projects

自有资金

equity fund

综合国力

overall national strength（often measured by GDP）

综合效益指标

overall efficiency indicator

综合治理

comprehensive adjustmen（retrenchment）;over-haul

总成交额

total contract value

总交易量

total amount of transactions

总成本

total cost

所有者权益

owner's equity

T

逃税（请见“避税”）

tax evasion

套汇

（1）指合法：currency swap;arbitrage（2）指非法：illegal purchase of foreign exchange

剔除季节性因素

seasonally adjusted

调节流动性

to influence liquidity level

贴现窗口

discount window

同比

on year-on-year basis;over the same period of the previous year

同业拆借（放）

inter-bank borrowing（lending）